Zakat Calculator Pakistan

Made for Pakistan: amounts in rupees with lakh formatting, gold and silver in tola, and fields for committees, prize bonds and plots. The calculator starts with Hanafi fiqh (Deobandi and Barelvi); you can switch to Ahl-e-Hadith or Shia. Outside Pakistan, use the Hanafi calculator or the main calculator, which pick your currency automatically. Working abroad with savings in both countries? Zakat for overseas Pakistanis explains how to add them up and where to pay.

The zakat rate in Pakistan is 2.5% (1/40), the same as everywhere: Rs 2,500 on every Rs 1 lakh of zakatable wealth. Banks deduct the same 2.5% on 1 Ramadan. The figures for Ramadan 2027 are collected on zakat 2027 Pakistan as they are announced.

What to include in Pakistan

• Committee (BC): the amount you have paid in so far is your money and is zakatable. Once you receive the committee, count what is left of it.
• Prize bonds and savings certificates (NSC, Behbood, DSC): enter savings certificates at the amount you invested in the “Savings certificates” field, and prize bonds at their face value in the “Prize bonds” field. If zakat was deducted from them, enter it under “Already paid”. See zakat on savings certificates.
• Plots: a plot bought to sell is trade goods; count its market value. A house or plot for your own use has no zakat.
• Gold: local jewellery is usually 21K or 22K; choose the karat so only the pure gold is counted.

Bank deduction on 1 Ramadan

Under Pakistan’s zakat law, banks deduct 2.5% from savings accounts whose balance is at or above the government’s nisab on 1 Ramadan. Current accounts are not deducted. People who are exempt on grounds of fiqh can submit a CZ-50 declaration to their bank before Ramadan. Read the bank zakat deduction guide.

Zakat kis par farz hai?

Hanafi fiqh mein zakat har us aqil, baligh Muslim par farz hai jo zaroorat se zyada maal ka malik ho, woh maal nisab (52.5 tola chandi ki qeemat, aaj taqreeban Rs 2,96,694) ke barabar ya us se zyada ho, aur us par aik qamri saal guzar jaye. Ghar, sawari, kapre, ghar ka saman aur kaam ke auzaar is mein nahi gine jate. Jo qarz abhi ada karna hai woh pehle minus hota hai. Shafi’i, Maliki, Hanbali aur Ahl-e-Hadith ulama bache aur deewane ke maal par bhi zakat wajib kehte hain, jo un ka wali ada karta hai.

International rate vs. sarafa rate

The calculator uses the international gold rate converted to rupees. The local sarafa rate can be a little higher or lower; if you want to use it, tick Use my own local rate.

Zakat kaise nikalein: 5 steps

1. Apni zakat ki tareekh tay karein. Zakat us din farz hoti hai jab aapke maal ko nisab tak pohanche aik qamri saal ho jaye. Bohat se log 1 Ramazan rakhte hain; apni tareekh ke liye zakat date calculator dekhein.
2. Us din sab kuch likhein: ghar ki naqdi, har bank account, sona aur chandi (tola aur karat ke saath), committee mein jama raqam, prize bonds, savings certificates, shares, bechne ke liye plot aur karobari maal.
3. Jo qarz abhi ada karna hai (is mahine ka kiraya, bill, qist) Hanafi fiqh mein minus karein.
4. Nisab se muqabla karein. Hanafi fiqh mein naqdi aur mile jule maal ke liye chandi ka nisab (52.5 tola) hai, jo aaj taqreeban Rs 2,96,694 hai.
5. Kul ka 2.5% ada karein, aur bank ne 1 Ramazan ko jo kaata ho woh Already paid mein likh kar minus kar dein.

Gold in tola and grams

Tola	Grams	Pure gold in 22K
1	11.66 g	10.69 g
5	58.32 g	53.46 g
7.5 (gold nisab)	87.48 g	80.19 g
10	116.64 g	106.92 g

Jewellers in Pakistan also sell by masha and ratti: 1 tola = 12 masha = 96 ratti. Only the pure gold counts, so choose 22K or 21K in the calculator rather than entering the weight as 24K. For the full picture see zakat on 1 tola gold and zakat on jewellery.

Who receives your zakat

Zakat goes to the eight groups named in Surah at-Tawbah (9:60), mainly the poor and the needy. It cannot go to your own parents, grandparents, children or grandchildren, and a husband cannot give his zakat to his wife. Brothers, sisters and other relatives who are eligible may receive it, with double reward. See who can receive zakat.

Frequently asked questions